Welcome to Frontier Financial of Arizona, The Home of the Loan Arrangers!

As a mortgage broker you will find more home loan options with us than any other mortgage lender in Arizona!


At Frontier Financial of Arizona we can help you with your home purchase as well as refinancing your existing real estate. For more than 20 years we've been arranging homes loans for owner occupants as well as Real Estate investors.


We offer conventional loans, government loans such as FHA, VA and USDA as well as jumbo loans, construction loans and home equity lines of credit (HELOC).


As we continue to see changes in the Arizona real estate market we are able to add new programs such as down payment assistance for first time homebuyers and both Government and Conventional renovation loans.


In 2013 we started to offer the Reverse Mortgage so be sure to check out our Reverse Mortgage website. If you are interested in learning more about how a Reverse Mortgage can help you in your retirement please join us for one of our Lunch & Learns. You can click here to get the dates and to register.


At Frontier Financial of Arizona you will not be disappointed!

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, The Frontier Financial of Arizona Team will help you find the right financing solutions to meet your needs.

TODAY'S RATES

Mortgage rates can change on daily basis. Our team specializes in market trends and help homeowners to determine the right time to purchase or refinance.

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. The Frontier Financial of Arizona team is here to help you with all of your mortgage refinancing needs.

Top Rated Mortgage Company In the Greater Prescott Area

If you have mortgage related questions, we have the answers.

EDUCATION, PREPARATION, EXECUTION!

At Frontier Financial of Arizona, “Home of the Loan Arrangers,” our core principle is simple: you should never feel like you're being sold a loan. When you work with us, you’ll experience a personalized, transparent, and educational approach to home financing.

It takes a dedicated team and a seamless process to create a successful transaction—and that’s exactly what we deliver. As your trusted Mortgage Planner, my job is to ensure you’re fully educated on all available loan options, including Conventional, FHA, VA, Construction, Jumbo Loans, Reverse Mortgages, HELOCs, and our specialized Medical Professional Loan Program.

An informed borrower is an empowered one—and smart choices save money.

Proudly serving Prescott, Prescott Valley, Chino Valley, Dewey, and all of Arizona!

How much do you qualify for?

No Obligation. No Credit Check.

Interested in a Reverse Mortgage?

Agents looking at laptop

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. At Frontier Financial of Arizona, we’re here to guide you every step of the way. We offer a wide range of loan options to fit your unique situation, including Conventional Loans, FHA Loans, VA Loans, Jumbo Loans, Reverse Mortgages, HELOCs (Home Equity Lines of Credit), Construction Loans, and our specialized Medical Professional Loan Program. Whatever your goals, we're committed to helping you find the best loan solution.

Our clients are the foundation of our success

  • It was a pleasure working with Traci. She was very knowledgeable and always returned my calls and text messages. She was personable and friendly. Thank you Traci for helping... read more

    Cher Avatar Cher
    October 31, 2024

    Traci was instrumental in helping me buy my dream home! She got me prequalified and the rest was easy peasy! Traci is knowledgeable, prompt and friendly. 0

    Michael Licht Avatar Michael Licht
    May 1, 2024

    Traci is knowledgeable, kind and professional! She has always answered my questions promptly. I highly recommend her services!

    Charlotte Winder Avatar Charlotte Winder
    March 31, 2024

    Traci is the BEST! Was always available when we needed an answer on anything. Plus she's so nice! I love getting monthly reports from her also!!

    Pat Newbert Avatar Pat Newbert
    March 31, 2024
  • I used Frontier Financial for my last home purchase, in the middle of the loan, I needed to change to a non-conventional mortgage. Traci Ranic is amazing, she made the... read more

    Steve Savino Avatar Steve Savino
    December 31, 2023

    We were very pleased with how smoothly Traci Ranic at Frontier Financial handled our loan application and the inherent "little things" that came up during the property refinance.... read more

    Brian Wassmann Avatar Brian Wassmann
    December 31, 2023

    Traci helped me through the loan process 5 years ago when buying a house and I can't recommend her enough to all my nursing friends. She answered questions quickly, and... read more

    Larenda Elmer Avatar Larenda Elmer
    December 31, 2023

    Traci was extremely helpful throughout the process of our Loan, She always keep us informed on the progress of the loan. She always return our phone calls or text... read more

    Allen Lauer Avatar Allen Lauer
    December 31, 2023
  • We recently closed on a home in Prescott Valley and Traci Ranic with Frontier Financial of Arizona arranged the financing. Her name was given to us by a builder in... read more

    Paul Bodenhamer Avatar Paul Bodenhamer
    December 31, 2023

    I purchased my home through Traci and frontier Financial 7 years ago, Traci and frontier made the process so easy and did all the keg work to complete the process,... read more

    sonny randall Avatar sonny randall
    December 31, 2021